An incident in which a linesman was apparently struck by an object thrown from the crowd at Loftus Road on Saturday has been included in referee Mike Dean’s report, the Daily Mail say.That would mean an FA probe into the matter, which could result in QPR facing a charge.Play was briefly stopped during Rangers’ 2-1 victory against Arsenal after an object was apparently thrown from the Ellerslie Road stand, although it is believed the offical was struck a number of times during the game.The Mail say a coin was thrown and that the FA will work with QPR and police to find the fan responsible.Related West London Sport story: Rangers could face FA chargeFollow West London Sport on TwitterFind us on Facebook
With a young and inexperienced defense, Humboldt State head coach Rob Smith knew that the Jacks would likely have to rely on its veteran-heavy offense in Thursday’s season opener in Tennessee.Smith’s intuition wasn’t far off from how things have gone.Arguably the best player Division II has to offer proved to be Humboldt State’s difference maker like he did so many times a season ago, as junior running back Ja’Quan Gardner scored on a 35-yard touchdown run with 44 seconds left to put the …
(Visited 665 times, 1 visits today)FacebookTwitterPinterestSave分享0 No matter how unusual a fossil appears, evolutionists will find a way to fit it into their favorite Darwin narrative, or else will ignore the non-Darwinian implications.Wait: those aren’t bird teeth! For 50 years, Live Science says, cryptic teeth in Alberta separated from the bodies have been interpreted as bird teeth. That’s a load of croc, Laura Geggel writes. They’re really crocodile teeth. Sydney Mohr says, “No one has ever taken a really good look at them.” She compared them to teeth of extinct bird groups and crocodilians, and found that they matched juvenile croc teeth the best.It’s also possible that some of the teeth did, in fact, come from birds, Mohr said. But even if they didn’t, that doesn’t mean prehistoric birds didn’t fly over southern Alberta. It’s possible that toothless birds lived there, or that toothed-bird remains simply weren’t preserved, she said.Speaking of toothless birds, PNAS built an evolutionary tale out of tooth loss. That’s right; loss of teeth in birds who evolved beaks. They say that their hypothesis “provides insight into the macroevolution of avian beaks.”Shifts toward earlier cessation of postnatal tooth development can be identified in fish, amphibians, and mammals that are edentulous [toothless] as adults; therefore the identification of similar transitions in multiple Mesozoic theropod dinosaur lineages strongly implies that heterochronic truncation of odontogenesis played an important role in the macroevolution of beaks in modern birds.Turning tooth development off in the embryo seems an easy thing for chance to do. Wouldn’t a better case of macroevolution be to evolve teeth from scratch?The dinosaur-eating frog: Sounds like a horror movie for the Jurassic Park series: “Giant Frog Eats T. rex”. Actually, this frog, with a powerful bite, probably concentrated on smaller dinos. They didn’t find dinosaurs in its stomach, but Science Daily reports,South American horned frog: credit, Kristopher LappinScientists say that a large, now extinct, frog called Beelzebufo that lived about 68 million years ago in Madagascar would have been capable of eating small dinosaurs….The study found that small horned frogs, with head width of about 4.5cm, can bite with a force of 30 newtons (N) or about 3 kg or 6.6 lbs. A scaling experiment, comparing bite force with head and body size, calculated that large horned frogs that are found in the tropical and subtropical moist lowland forests of South America, with a head width of up to 10 cm, would have a bite force of almost 500 N. This is comparable to reptiles and mammals with a similar head size.“This would feel like having 50 litres of water balanced on your fingertip,” says Professor Kristopher Lappin, Professor of Biological Sciences at California State Polytechnic University — Pomona.Based on their scaling relationship, the scientists estimated the bite force of the giant extinct frog Beelzebufo — which is in many ways similar to living horned frogs — may have had a bite up to 2200 N, comparable to formidable mammalian predators such as wolves and female tigers.“At this bite force, Beelzebufo would have been capable of subduing the small and juvenile dinosaurs that shared its environment,” says Dr Jones.Doesn’t this imply that extinct frogs were more fit than modern frogs? The scientists didn’t go into that.Imagining ancestors. Fossils of small, agile predators: how could these be the ancestors of giant sauropods, the largest herbivores that ever walked the earth? Science Daily reports without criticism a remarkable thesis by evolutionists in Munich who connect these two unlikely relatives:The best known sauropod dinosaurs were huge herbivorous creatures, whose brain structures were markedly different from those of their evolutionary predecessors, for the earliest representatives of the group were small, lithe carnivores….However, the early representatives of the lineage that led to these lumbering giants were strikingly different in form and habits. For a start, they were carnivores — like Saturnalia tupiniquim, an early sauropod dinosaur that was about the same size as a modern wolf.This hypothesis, based entirely on comparing dentition, reminds Darwin skeptics of the evolutionary story about a wolf-sized land animal becoming a gigantic whale. And what about the neck becoming longer? Remember what evolutionists admitted about the classic evolutionary story of the giraffe? (9/16/17). This story is even more implausible.The upside-down ankylosaurs. Paleontologists from Alberta were curious why 70% of ankylosaurs are found belly up. Is that due to chance, or to some other reason? Did predators turn them over? Apparently not; most lack tooth marks. Live Science says ” the researchers tested what turned out to be the correct hypothesis — that the ankylosaurs had either drowned or been swept out to sea once they died.” The “bloat and float” hypothesis pictures them filling with gas after drowning and flipping over. Glyptodonts, which evolutionists date earlier, are also often found on their backs. But since armored dinosaurs are large and heavy, up to 26 feet long and weighing 8 tons, doesn’t that require rapid burial? Laura Geggel calmly asserts, “These Late Cretaceous armored beasts were swept out to sea after they died, where they flipped over, sunk down to the seabed and fossilized, the researchers found.” But if that hypothesis were correct, we should expect to observe that happening to large, heavy animals today. Typically, animals are quickly eaten at sea. What could sweep a huge, heavy animal like an ankylosaur out to sea? Doesn’t that require a rather large Flood?Fossils do not interpret themselves. They are seen through the lens of a worldview. Evolutionists don’t just see fossils through Darwin-colored glasses. That would imply they could take the glasses off and think objectively. No; their Darwin worldview has been carved into their eyeballs like irreversible lasik surgery. Darwin Lasik distorts every bone it sees, like seeing fossils through a fun-house mirror that stre-e-e-t-t-t-ches things into millions of years.
Matjididi Mokono (centre) is an example of active citizenship in motion. She opened up an orphan centre in 2002 to feed and educate children in the village of GaMagoa in Limpopo. Active citizenship in South Africa has risen in recent years. (Images: Shamin Chibba)More than 10 years ago, when Matjididi Mokono was a primary school teacher, she looked at her community in GaMagoa, Limpopo, and saw its children struggling to live. They were not being fed well enough, many lived with their grandparents, and they were trying to get by in an environment rife with crime, alcoholism and drug abuse.Mokono did something about it. She left her post as a teacher and started Mponogele Le Iterele Orphan Centre under a tree. The initiative was meant to feed and educate the local children. “I wanted to help the children and support their family members who feel overloaded too,” she said.So successful was the project, Mokono started receiving support from the likes of Eskom, Brand South Africa and even overseas funders. Today, the centre has moved from the tree to a property with a small hall, a kitchen and even a computer room.It is people like Mokono who are pushing up South Africa’s score on the active citizenship index, which currently sits at 68%.The index forms part of Brand South Africa’s Domestic Perceptions Survey, which measures both active citizenship and social cohesion. It also contributes to developing an understanding of how South Africans perceive the nation brand based on national pride, attitudes, values and beliefs. On the whole, the survey found South Africans to be positive and optimistic about the future of the country.“South Africans tend to speak badly about themselves,” said Brand South Africa’s research manager Judy Smith-Höhn. “There’s a general tendency to say things are terrible. But what we are able to do is tell the positive story. We’re not looking to cover up challenges.”ACTIVE CITIZENSHIPWhile the active citizenship score was considered good, Smith-Höhn said there was still a lot of work to be done to take it to a level that was considered strong.The score implies that more than half of South Africans participate actively in their respective communities. But the study sample showed that 29% were involved community members who were always willing to contribute to their communities. The bulk of the sample, 53%, would like to be involved members but did not always have the time or money to do so.Level of involvement by percentage. (Images: Brand South Africa)The above graph shows the extent of the respondents’ involvement in their communities. (Images: Brand South Africa)SOCIAL COHESIONSouth Africans were starting to feel they belonged to the country and that they wanted to be here, said Smith-Höhn.The country’s social cohesion score was 73 out of 100, which was a healthy sign, she said. “We have a very high social cohesion index, which is surprising if you think of where we come from as a country.”Based on questions posed to all respondents, research findings revealed that almost half of South African citizens had a strong feeling of cohesion (45%) while 21% had a good sense of cohesion.A breakdown of the social cohesion index. (Images: Brand South Africa)Social cohesion in the Brand South Africa context refers to the degree to which people are integrated in society. Furthermore, it looks at how society’s solidarity finds expression among individuals and communities.In a country with diverse histories, cultures and religions, people feel their living environments are improving. There are fewer feelings of inequality, exclusion and disparity. More than half the respondents felt they were always part of the bigger South African community, and only 10% felt they were always excluded. The remaining 36% said they were sometimes excluded.The above graph indicates the respondents’ feeling of inclusion as a South African citizen. They had to pick one of the above three statements that best described their feelings as an individual living in South Africa. (Images: Brand South Africa)Despite the good vibes South Africans were emanating, the Domestic Perceptions Survey noted that lower income earners were showing some frustration. “The slight dissatisfaction among South Africans around the feelings of inclusion are, in fact, the reason why social cohesion is ‘good’ and not ‘strong.’”According to Brand South Africa, social cohesion improves a country’s economic performance because a more equal society and environment correlate with positive outcomes such as good health, child development and labour market adjustments.The above graph broke down the feelings of inclusion by income levels. A high level of respondents (57%) felt they were part of the bigger South African community. (Images: Brand South Africa) Social cohesion forms a large part of the social sustainability element in the World Economic Forum’s Global Competitiveness Index. Even Mo Ibrahim, the billionaire Sudanese-British mobile communications mogul, emphasised the importance of social cohesion at the 11th Nelson Mandela Annual Lecture in 2013.The National Development Plan (NDP) has made social cohesion one of its priorities for the 2014-2019 electoral mandate. According to the NDP, its objectives are to reduce inequality of opportunity and enable the sharing of common space.ACTIVE CITIZENRY LINKED TO UNITYThe Domestic Perceptions Survey linked active citizenship and social cohesion. It found that an active citizenry was a key component of a more socially cohesive society. “Citizens need to help shape the development process and hold the government to account for the quality of services it delivers.”The report offered two recommendations: promote youth participation as a way to enhance active citizenship and promote inclusiveness among marginalised groups to enhance feelings of cohesiveness.
The Rise and Rise of Mobile Payment Technology Andres Abumohor Tags:#business management#financial technology#Fintech#international#invoicing#Latin America#latin american technology#SMEs Related Posts What it Takes to Build a Highly Secure FinTech … Co-Founder and COO of OmniBnk, a neobank that provides financial services to SMEs in Latin America. In 2003, Chile became one of the first countries in the world to implement electronic invoicing, and several other countries have since followed suit. Latin America has long been a global leader in electronic invoicing, the practice of submitting and formalizing every business invoice through the government. Of the world’s 36 billion electronic invoices issued in 2017, 15 billion came from Latin America.Electronic invoicing (e-invoicing) has many advantages; among them increased transparency and control over taxable income. In a region characterized by informal economies, e-invoices allow governments to track and tax business transactions more appropriately. At least three countries are on their way to making e-invoices mandatory for every company within the next few years. E-invoicing also helps small businesses tackle the tax process more efficiently, eliminating the need to hire additional accountants and complicated tax-management software. While processing invoices through the government might seem strange, or even invasive, to business owners in the US, Latin American business owners have been open to the process and its benefits. Several countries now require e-invoicing for every transaction, so many small businesses have had to adapt quickly to comply. However, the time and capital they save as a result is worth it.The benefits of e-invoicing for Latin American governments and business owners E-invoicing requirements have triggered a number of positive impacts on local economies across Latin America. For instance, Mexico implemented e-invoicing for all businesses starting in 2012 and made it mandatory in 2014. Between 2012 and 2017, Mexico increased the tax revenue rate for the government from 37.4% to 57.7%. Beyond improving tax collection rates, e-invoicing has allowed Latin America to become a global leader in factoring, specifically invoice-backed factoring. Factoring allows businesses to access liquidity by selling their invoices at a discount to lenders. While traditional factoring based on a few invoices often demands very high interest rates (although still much lower than unsecured credit), mandatory e-invoices mean factoring companies have the potential to access more data to back their loans . The possibility of more data means less risk and lower interest rates for small businesses. Latin America’s advancements in these two fields have rubbed off on other countries over the past few years. South Korea adopted mandatory electronic invoicing in 2011, Denmark in 2005, and Italy and Finland will require e-invoices for every B2B transaction by the end of this year. The use of e-invoicing is on the rise One of Europe’s leading fintech companies, OakNorth, automates the analysis of data from documents like e-invoices to provide loans to SMEs. Using a combination of machine learning and detailed financial data, OakNorth is able to provide between $500K-$25M loans in a matter of days, rather than weeks or months. This is a significant improvement in the SME lending industry where SMEs currently face a credit gap of $2.1-$2.6 trillion globally. A few companies in Latin America have already taken advantage of similar circumstances since many SMEs do not have access to formal financial institutions, like banks, that could provide them with loans to grow. Argentina and Brazil claim to be the first in the region to make invoice digitization mandatory in 2007 and 2008, respectively, even though Chile is considered the pioneer of implementing the technology in Latin America. Chile passed a law in 2014 that required all companies to provide e-invoices with the idea of slowly integrating all companies by the end of 2019. Before that, many businesses used e-invoicing, but it was not enforced.Mexico finished their integration process by the end of 2018, becoming a regional leader in e-invoicing, with almost 100% of businesses submitting invoices digitally. Nearly every country in the region has made e-invoices available, but not yet mandatory. Brazil, Mexico, Chile, and Argentina are often showcased regionally – and even globally – as examples of the opportunities that come with widespread e-invoicing usage.Colombia was the most recent country to oblige all businesses to provide e-invoices; the law regulating it came into force on January 1st, 2019. Ecuador has a national rollout plan to make e-invoices fully mandatory by 2023 by integrating new businesses every six months. Today, Peru requires e-invoices for over 100,000 large companies and plans to include SMEs by 2020. Uruguay, Paraguay, Bolivia, Guatemala, Panama, Honduras, and Costa Rica all have plans in place to integrate e-invoicing into their tax regulations as well.A blueprint for the rest of the worldDespite its numerous informal economies and low banking rates, Latin America is a noteworthy leader of electronic invoicing, and the region has been for several years. Not only does this digitalization help tax authorities keep track of transactions, but it also helps business owners save time and money. They can manage all of their finances online and store data that can be used to back factoring and lending operations. While the US and parts of Europe still depend on legacy technologies based on self-reporting and paper invoices, Latin America’s e-invoicing systems have soared ahead, quashing tax evasion and creating a route for SMEs to leap forward in the digital age. The Top 5 Issues Faced by Futurists 6 User-Interface Musts for Personal Finance Apps
Looking to master the essentials of filmmaking? Get back to basics with this short overview of key camera movements and their uses.Top image via gnepphoto.Camera movements are a crucial part of any video. They add context, build suspense, and shape stories, all with a few simple motions. From smooth tracking shots and sweeping crane shots to the simpler pan, tilt, and zoom camera movements, any production should use a variety of camera movements combined with static shots. Maybe you’re just starting out in video, or maybe you just want to review the basics. Either way, knowing these fundamentals will give you a strong foundational knowledge to build your craft upon. In this article, we cover the basics of camera movements to sharpen your skills.Crane Shots Crane shots move the camera vertically with the help of a (you guessed it!) crane. Big productions will use big, expensive cranes, but there are jibs available at a manageable size and price to help you achieve the same effect. With the camera on one end and a counterweight on the other, you can get full arc shots that sweep the camera up and down with fluid, easy movements. While the jib moves up and down, the camera always stays level, capturing totally smooth footage. Crane shots are great for establishing sequences, which usually require full shots of a whole setting. They’re also useful for top-down shots when you can’t otherwise get your camera in an aerial position.Tracking ShotsIn a tracking shot, the camera moves alongside the subject or in and out of a scene. It’s a great way to follow the action in the scene with a smooth, continuous shot. These are the bread and butter of Hollywood cinematography. Hollywood achieves these shots with steadicams or glidecams, but you don’t need a big budget to make them happen. Make your own rig with short rails made from PVC pipes and a DIY dolly made from plywood and wheels, or go super basic and use a wheelchair or skateboard. Not all videos need the look of a tracking shot, but when you need it mastering this shot will add production value to your projects.Pan, Tilt, and ZoomThere are three camera principles you absolutely need to know when you’re working with a basic tripod setup: tilt, pan, and zoom. A pan shot moves horizontally from point A to point B, while a tilt shot moves vertically from point A to point B, all this on a swivel. The key to smooth pan and tilt shots is a delicate touch. Try using just one finger to push or pull the handle. A zoom shot moves in from point A to point B and can be a bit trickier to master than the pan and tilt — try marking your focal point with gaffer tape before you shoot. These three movements can enhance a scene, adding interest and letting you cover more in a single shot.These camera movements all offer creative and effective ways to tell your story, but don’t abandon the still shot once you have these down. There’s always room for a simple, static shot in any production.